Money-Making Apps

Start every online shopping trip from the Rakuten app or browser extension and the cash back lands in your account automatically.

Earning: 1–30% cash back at 750+ stores, plus referral bonuses and hot deals.

Payout: Cash or gift cards, minimum $5.

Browse weekly offers, buy the items at any store, then snap a photo of your receipt to claim the cash back.

Earning: Cash back on groceries, gas and everyday brands, with stacked offers and weekly bonuses.

Payout: Cheque once your balance hits $20.

Claim grocery rebates, watch short sponsor videos and answer surveys, then upload receipts for the cash back.

Earning: Grocery rebates, small survey payouts and sweepstake entries.

Payout: Interac e-Transfer or cheque, minimum $20.

Scan your card or link your account at Loblaws banners, Shoppers Drug Mart and Esso; personalized offers pay the most.

Earning: Points on groceries, pharmacy and gas, plus personalized weekly offers worth extra points.

Payout: Points spend like cash at partner stores.

Pick five favorite brands, link a card and earn points automatically on qualifying purchases.

Earning: Points at selected stores, plus in-app offers and games that boost your balance.

Payout: Gift cards for major retailers.

Link an eligible Canadian bank card once; qualifying purchases at participating brands earn cash back on their own.

Earning: Automatic cash back in-store and online at Canadian fashion, food and travel brands.

Payout: Cash deposited to your linked account.

Connect your RBC or other eligible Canadian card and offers trigger cash back automatically as you shop.

Earning: Automatic cash back offers from Canadian retailers and restaurants.

Payout: Cash to a chequing account you choose.

Open a free spending account and earn cash back on every purchase, more on selected categories.

Earning: Cash back on all spending, boosted categories and savings interest.

Payout: Cash back credited right in the app.

Use the Neo cash back card at partner merchants for above-average rewards with no annual fee.

Earning: Cash back at 10,000+ Canadian partner brands plus a base rate everywhere else.

Payout: Cash back credited monthly to your account.

Answer surveys, watch videos, play games and shop through their portal to earn SB points.

Earning: Points from surveys, games, offers and online shopping cash back.

Payout: PayPal cash or gift cards, minimum around $3.

Scan your card at participating Shell, Metro, Rexall and other partner stores to collect Miles.

Earning: Miles at partner stores, boosted by in-app bonus offers.

Payout: Redeem for travel, merchandise or in-store rewards.

Click through the eStore to 200+ retailers like Samsung and Sephora before checkout.

Earning: Aeroplan points on online purchases, stacked with your card's own points.

Payout: Points redeemable for flights and rewards.